Kinhold Discover · Beta
One clear picture of your loved one's estate — built from whatever you can find.
A calm 30–60 day sprint for families after sudden loss. Upload statements and photos; Kinhold maps assets, liabilities, income, and obligations — with source citations on every entry.
Launching soon · Australian data storage (Sydney)
Feature 01
AI-guided estate mapping
When someone dies or becomes incapacitated, the people left behind rarely know everything that was there.
Reconstruct a financial picture from whatever fragments you can find — PDF statements, CSV exports, photos of paper bills, forwarded emails, or facts you remember.
- Four quadrants: assets, liabilities, income, obligations
- Confidence levels and source documents on every entry
- A "we couldn't find yet" panel with where-to-look guidance
- Inferences clearly marked — never presented as fact without a trace
CommBank Everyday
High~$12,400
AMP Super
MediumInvestigating
Westpac home loan
High~$184,000
Amex card
High$2,100 balance
Age Pension
High$1,114 / fortnight
Rental (Brisbane)
Medium$520 / week
Funeral plan
High$89 / month
Telstra
High$95 / month
We couldn't find yet
Possible super with REST Super — worth checking old mail or calling the fund.
Included in Discover
The money map
A Sankey-style flow shows every dollar in and out — grouped by category and payee, for any period your statements cover.
- Answers "where did the money go?" in one visual
- Tap any flow to see underlying transactions
- 30-day, 90-day, and 12-month views where data allows
- Export to share with family or your solicitor
New monthly charge started
$89 to "Sapphire Club" — three months in a row
Jenny uploaded CommBank statement PDF
2h ago
Daniel commented on AMP Super (investigating)
5h ago
Kinhold suggested: check REST Super from payroll clue
Yesterday
Feature 02
Family workspace
Estate discovery and financial caregiving are rarely solo — but coordinating a family across WhatsApp, email, and phone calls is exhausting.
One shared space instead of scattered texts and emails. The primary organiser stays in control; siblings and adult children contribute without overwhelming whoever is grieving most.
Activity feed, threaded comments, @mentions, and configurable visibility — quiet and document-like, not a busy chat app. No green “online” dots.
Register your interestFeature 03
AI-guided checklist
Most families don't know what they don't know — and a static template won't tell them.
Not a static template — a living list that adapts to what you've already found. Kinhold surfaces the next likely unknown based on gaps in the estate map.
Mark items done, in progress, or not applicable. Assign tasks to family members. Suggestions arrive as gentle prompts, not commands.
Register your interestNotify CommBank of death
DoneLocate Mark's AMP super statement
In progressCheck safety deposit box (NAB Toowong)
Suggestedcommbank_statement_mar.pdf
Linked · CommBank Everyday
westpac_loan_letter.jpg
Linked · Westpac home loan
amp_super_envelope.jpg
Linked · AMP Super
Feature 04
Data room repository
Documents arrive scattered across filing cabinets, email inboxes, and phone photos. Without a linked store, even a complete set of documents doesn't tell a coherent story.
Every uploaded file lives in a secure store and links back to the estate map entries it supports. Your solicitor sees the same organised picture you do.
Mobile photo capture is central — many estates live in filing cabinets, not online banking. Capture from the app; it appears in the map immediately.
Before mapping, we remove personal details from uploaded content — names, account numbers, emails, and addresses. Those details are not stored in your estate map or money flow.
Register your interestNot in Discover MVP
Coming in later phases
Discover is deliberately focused. These capabilities are on the roadmap — not in the first release:
- —POA-mode anomaly monitoring for living parents (Phase 2)
- —Open Banking / live bank feeds (Phase 2)
- —Court-ready executor accounting (Phase 3)
- —Professional multi-client dashboards (Phase 3)
How it works
See it through two families
Kinhold works for families getting ahead of things together, and for families who need to find everything fast. Each feature below solves a specific problem — then pick the journey that fits your situation.
What each feature solves
Estate map
Know what they had
The problem: "What accounts and policies existed?" is the first question your solicitor asks — and the hardest to answer from memory.
How Kinhold helps: A structured map in four quadrants. Every line traces to a document or your input. Gaps are flagged as "worth checking" — not hidden.
Money map
See where money went
The problem: Direct debits, joint accounts, and old subscriptions are easy to miss when you are reading statements one at a time.
How Kinhold helps: A Sankey-style view of inflows and outflows from statement data. Tap any band to see the transactions behind it.
Checklist
Know what to do next
The problem: Most families do not know the order of tasks in the first weeks — notify banks, register deaths, chase super.
How Kinhold helps: A gentle, sequenced checklist that adapts to what you have found. Suggestions, not commands. Mark done or not applicable as you go.
Data room
Keep documents linked
The problem: A folder of PDFs does not tell a story unless each file connects to what it proves.
How Kinhold helps: Every upload lives in a secure store and links to the map entries it supports. Capture from your phone; it appears in the workspace.
Family workspace
Stop repeating yourself
The problem: Interstate siblings want to help but end up in long text threads asking for the same details again.
How Kinhold helps: Invite family as viewers or contributors. Activity feed and comments — quiet and document-like, not a busy chat app.
Carol Nguyen, 48 · Melbourne
Eldest daughter · Father Robert, 74, still healthy
“Dad is 74 and fit. But we both know we should do this while he can still sit down with me and explain what things are. If something happened tomorrow, none of us would know where to start — not even roughly.”
- Day 1
They sit down together on a Sunday afternoon with his filing cabinet
Robert remembers roughly what he has — the house, some super, a term deposit somewhere — but the details are scattered across a filing cabinet, an old laptop, and a bank he barely uses. Carol starts uploading what they can find. A super statement. The house insurance renewal. An email from the bank.
“He could still tell me what the 'Sapphire Club' direct debit was. Six months from now, I might not be able to ask.”
Feature
Document capture
Photo from your phone, PDF, or CSV. Works from the dining table. No bank logins, no account linking — just upload what you have.
iOS & Android - Week 1
Robert fills in what the papers don't say
The estate map shows what's been found — assets, liabilities, income, and obligations — each entry linked to the document behind it. Robert adds a term deposit at Macquarie that wasn't in any statement, and tells Carol where the will is kept. Kinhold flags what might still be missing.
“Seeing it all in one place — I didn't know he had all that. It made the whole thing feel less scary.”
Feature
Estate map
Four quadrants — assets, liabilities, income, obligations. Every entry traces to a source document. Nothing invented. A "things to check" panel surfaces likely gaps.
Confidence ratings - Together
James sees everything from Perth — without anyone having to brief him
Carol invites her brother James as a read-only viewer. He gets a link, logs in, and can see the full picture. No summary email. No phone call where Carol tries to remember everything. No "can you send me that spreadsheet again".
“My brother stopped asking me to explain things. He could just look.”
Feature
Family workspace
Invite family as viewers or contributors. Everyone sees the same picture. No group chats, no repeated briefings. Activity feed shows what's changed.
Configurable access - Ongoing
Three months later, Robert's GP refers him to a specialist
The map is already there. Carol doesn't need to scramble. She knows where the will is, which accounts matter, and what the direct debits are for. The family can focus on Robert — not on his paperwork. The hardest part was done in a Sunday afternoon.
“We were so glad we'd done it. That week was hard enough without having to search for everything.”
The outcome
Peace of mind, already built
The map exists. It's accurate. The family knows where to find it. When the moment comes — planned or not — nothing gets missed and no one has to scramble.
Always up to date
Register now for early access
Register your interestKinhold Discover · Beta · Launching soon
Register your details for early access when we launch — no payment, no obligation.
Security & trust
Sensitive data, handled carefully
Estate documents are among the most private information a family holds. We treat them that way.
Australian data storage
All data stored in Sydney. Never processed offshore.
Bank-level encryption
AES-256 at rest, TLS 1.3 in transit.
Personal details not captured
Names, account numbers, emails, and addresses are stripped before your estate map or money flow is built. We do not persist extracted text containing those details.
Source citations
Every map entry traces to a document or your input.
AI observes, not decides
Suggestions and observations — never legal or financial advice.
One-time payment · Australian data storage · Not legal or financial advice
Interested in early access?
Kinhold Discover is in beta. Register your interest and we'll let you know when the first cohort opens.